Whether you’re building a new home from the ground up or renovating an existing property, Renovation and Construction Loans provide the funding you need. These specialized loans cover materials, labor, and other construction costs, offering flexible financing options to turn your vision into reality.
Whether you’re constructing a new home or upgrading an existing one, Construction & Renovation Loans in Ohio offer flexible financing for your project. These loans cover materials, labor, and design costs, ensuring your vision comes to life. With 35 years of experience, Rob Slayton provides expert guidance, helping Ohio homeowners navigate the process with ease. Backed by Geneva Financial’s in-house underwriting, we streamline approvals, making home construction and renovations hassle-free and efficient.
If you’re planning to build a custom home or renovate your Ohio property, Construction & Renovation Loans provide the financing you need. Whether it’s a home addition, a full remodel, or new construction, Rob Slayton secures competitive rates and flexible loan terms to match your project. With Geneva Financial’s in-house processing, we ensure a fast and seamless loan experience, allowing you to focus on bringing your dream home to life.
From minor upgrades to full-scale construction, Construction & Renovation Loans in Ohio offer custom financing solutions to help homeowners improve or build their dream home. Whether you’re expanding your living space, modernizing interiors, or starting fresh, Rob Slayton, with 35 years of mortgage expertise, ensures a smooth lending experience. Backed by Geneva Financial’s in-house underwriting, approvals are quick, making home transformations in Ohio easier than ever.
If you’re considering home renovations or new construction in Ohio, Construction & Renovation Loans provide the funding you need. Whether you’re adding a new room, remodeling your kitchen, or building a brand-new home, Rob Slayton offers personalized mortgage solutions with competitive rates and flexible terms. With Geneva Financial’s streamlined loan process, Ohio homeowners receive fast approvals and expert guidance, ensuring their projects stay on time and within budget.
Whether you’re renovating, expanding, or building new in Ohio, Construction & Renovation Loans offer tailored financing solutions for your unique project. These loans help fund everything from minor updates to large-scale construction projects. Rob Slayton’s expert mortgage guidance ensures Ohio homeowners receive the best financing options available. With Geneva Financial’s fast underwriting process, you can secure funding quickly and start transforming your home with confidence.
Your home should reflect your lifestyle, and with Construction & Renovation Loans in Ohio, financing your dream home upgrades has never been easier. These loans cover everything from structural changes to aesthetic improvements. With 35 years of mortgage expertise, Rob Slayton ensures a seamless loan experience from application to completion. Backed by Geneva Financial’s in-house underwriting, Ohio homeowners benefit from fast approvals and stress-free financing for their home projects.
We specialize in renovation and construction loan solutions tailored to homeowners, buyers, and real estate investors. Whether you’re looking to remodel your home, buy a fixer-upper, or build a new property, our loan programs provide flexible financing options, competitive rates, and expert guidance.
From loan application to project completion, our mortgage professionals ensure a smooth financing process, working with trusted lenders and approved contractors to bring your vision to life.
If you’re ready to finance a home renovation or new construction project, contact us today to explore your options and take the next step toward your dream home!
From first-time homebuyers to seasoned investors, we offer a wide range of Home Loan and Mortgage solutions designed to meet your unique needs. Discover competitive rates, flexible terms, and expert support to help you achieve your homeownership goals.
A renovation or construction loan provides funding for home improvements, remodeling, or new construction. Unlike a traditional mortgage, these loans release funds in stages as the project progresses, ensuring contractors and builders are paid as work is completed.
A renovation loan finances home improvements and remodeling on an existing structure. A construction loan finances the ground-up building of a new home. Some loans, like construction-to-permanent loans, combine both into a single mortgage.
Yes! Renovation loans, such as the FHA 203(k) and Fannie Mae HomeStyle loan, allow homebuyers to purchase a home and finance renovations in one loan, making it easier to afford a fixer-upper.
Renovation loans can cover kitchen and bathroom remodels, flooring, roof replacements, HVAC upgrades, plumbing, electrical work, landscaping, energy efficiency improvements, and structural repairs.
A construction-to-permanent loan funds the building phase of a home and then converts into a traditional mortgage once construction is complete. This eliminates the need for separate loans and multiple closings.
Most renovation and construction loans require a minimum credit score of 620 to 680, but some government-backed loans (such as FHA 203(k) loans) allow lower credit scores with additional requirements.
Yes. Down payment requirements vary by loan type.
Yes! Homeowners can use a renovation refinance loan to fund home improvements without selling their home or taking out a second mortgage. This is a great option for increasing home value while keeping mortgage payments manageable.
Yes! Government-backed options include:
USDA Renovation Loan – For rural homeowners upgrading their properties.
Approval timelines vary but typically take 30-60 days, depending on the lender, project scope, and required documentation. Construction loans may take longer due to builder approvals and project evaluations.
Most lenders require licensed contractors to complete renovations. However, some loans allow for DIY work if the borrower is a licensed contractor or has lender approval.
Borrowers should have a contingency fund in case of unexpected expenses. Some lenders allow additional financing if the property value supports it, while others require the borrower to cover extra costs.
If you don’t qualify, consider alternative options such as:
Geneva Financial, LLC offering
personalized mortgage solutions, fast customized quotes, great rates & service with integrity.
NMLS #42056 | BK #0910215 | MA #ML42056 | CA #603G564 NMLS #42056 | BK #0910215 | MA #ML42056 | CA #603G564 180 S. Arizona Ave Suite 310 Chandler, AZ 85225 An Equal Housing Lender | All Rights Reserved
